Cash App announced a major crypto upgrade on Thursday, adding Bitcoin Lightning payments and preparing support for stablecoin transfers. The update aims to make digital payments faster, cheaper, and easier for everyday users.
The rollout includes 11 new features and more than 150 improvements across banking, Bitcoin, commerce, and peer-to-peer tools.
Lightning Payments Arrive on Cash App
Cash App now lets eligible users pay over the Bitcoin Lightning Network. Payments settle in seconds with no fee. Users can pay with Bitcoin or a USD balance after scanning a Lightning QR code, allowing people to access Lightning speed without holding BTC.
The app also introduced Bitcoin Map, a directory that shows nearby merchants that accept Bitcoin through Square. Customers can find stores, get directions, and pay over Lightning at checkout.
Stablecoin Transfers Coming Soon
Cash App said it will soon allow eligible users to send and receive stablecoins inside the app. The feature gives customers a simple way to move digital dollars alongside Bitcoin without worrying about price swings.
These updates support Jack Dorsey’s long-held belief that open payment protocols should power everyday transactions. Cash App already helped bring Bitcoin buying to mainstream users, and Lightning support brings it further into point-of-sale and peer-to-peer payments.
AI-Powered Navigation and Faster Transfers
The app now includes refreshed navigation with AI-driven prompts and a more flexible benefits program. For crypto users, the biggest upgrade is faster and more flexible transfers through Lightning and upcoming stablecoins.
The launch comes after strong crypto engagement in Block’s recent earnings report. The company posted nearly $2 billion in Bitcoin revenue in the third quarter and $6.11 billion in total revenue.
For merchants, Lightning acceptance through Square and visibility on Bitcoin Map could drive more customers. For consumers, Lightning offers instant, low-cost Bitcoin payments, while stablecoins bring predictable dollar value when sending funds.
A more supportive U.S. policy environment for digital assets adds further momentum. If user activity increases, Cash App could strengthen its position as one of the most crypto-friendly mainstream finance apps.
