Lantern Finance has expanded its U.S. crypto‑backed lending services to include Chainlink (LINK), alongside Bitcoin Cash (BCH) and Sui (SUI). The move brings the platform’s total supported assets to twelve, giving borrowers more flexibility to unlock liquidity without selling their holdings.
For LINK holders, the addition is significant. Chainlink has become a cornerstone of decentralized finance, powering oracle services across hundreds of protocols. By allowing LINK to serve as collateral, Lantern is tapping into one of the most widely integrated assets in the ecosystem. Borrowers can now access loans with a 33% loan‑to‑value (LTV) ratio, fixed interest terms, and transparent fees.
Loan Terms
Lantern’s lending framework applies equally across supported assets:
- 33% LTV ratio to mitigate risk.
- 13–15% annual interest rate, depending on loan structure.
- 2% upfront fee on loans.
- Minimum loan size of $1,000, with no upper limit.
- Promotional offer: zero interest for the first month for new customers.
Why It Matters
Chainlink’s inclusion reflects growing institutional confidence in oracle‑driven infrastructure. LINK’s role in securing price feeds, cross‑chain data, and DeFi automation makes it a natural candidate for collateralization. For U.S. customers, the expansion provides a new avenue to leverage LINK holdings while retaining exposure to its long‑term upside.
Lantern’s cautious approach — capped LTV and relatively high interest rates — underscores the balance between borrower flexibility and platform security. Still, the ability to borrow against LINK could attract both retail and institutional users seeking liquidity without liquidation risk.
Outlook
With BCH, LINK, and SUI now supported, Lantern Finance continues to broaden its footprint in crypto lending. For Chainlink, the integration highlights its evolution from infrastructure provider to recognized collateral asset in mainstream financial products.
